What type of insurance should I get?

February 22, 2010 - 5:00 pm No Comments

Not having auto insurance can be a huge hassle for you should you end up in an accident. Many states have a “mandatory auto insurance law.” What this means is that the state requires anyone driving a motor vehicle in that state to have an insurance liability policy, a certificate of deposit or a liability bond up to the required limits. Under this law, you must have a liability policy with a minimum of $25,000 for injury to another person; $50,000 for injuries to all other persons; and $10,000 for damage to someone else’s property. It would also be highly advisable to add uninsured or underinsured motorist coverage, which covers you if you are struck by a hit-and-run driver or a driver who lacks auto insurance or sufficient coverage. Los Angeles Injury Attorney

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